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Not at all. If all you are getting is the free illustrated PDF edition of A Happy Pocket Full of Money, you do not need to enter your credit card. Simply set up your free account and download the book.

If you subscribed to a monthly membership plan, you can cancel it at any time. Cancellation is instant and you can do it yourself through your My Account page.

We have created a comprehensive risk-free environment for you, that is fair for all and works like this... FOR COURSES: All our courses come with a 90 Day Unconditional Money-Back Guarantee. This means that you can ask for your money back at ANY TIME within 90 days of your purchase, and we will refund you in full, no questions asked! PLUS (and here is the 200% part) even after we refund you, you can STILL keep the courses! FOR MEMBERSHIPS & COACHING: Membership programs do not come with a money-back guarantee. Instead, they have a 24 hour free trial on everything so you can check everything out for 24 hours before you are billed. You literally get 100% full access to all courses, for 24 hours, so you can check them all out and ensure they are suitable for your needs. If you cancel within 24 hours, you are not billed at all. And so there are no refunds on memberships, and when you cancel a membership, access is removed. You can cancel a membership at any time you like. Coaching, due to its intensive nature and the personal time it takes, and the obligation on the part of the client to also put in the work alongside the coach, also does not come with a refund. We feel that this combination of free trials, refunds, and commitment gives a good balance of fairness, risk-free participation, and an incentive to get results and progress, for all parties. Thank you and enjoy!